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make better decisions with Artificial General Decision Making™

We coined the term Artificial General Decision Making (AGD). We are the pioneers of AGD. 

humanity over AIHumans have a soul, a heart, ambitions, and a drive that is unparalleled--AGD is there to push the human bounds by simply being human.


Mr. Klover

Your decision making servant awaits your command. Make Better Decisions.


Mr. Klover

Your decision making servant awaits your command. Make Better Decisions.


Mr. Klover

Your decision making servant awaits your command. Make Better Decisions.

imagine all the experts making life so goodimagine a world where billions of expert agents are ready to assist you with any decision

expert  agents
experience the 
power of klover

Have you ever wished you could have had better advice for that vacation that was not perfect?

Have you ever wished you could pick the right doctor or facility for care?

Have you ever wondered if the refinancing options you had were the best for you?


Klover values each and every individual and organization.  We believe that trust is only gained through Authenticity and Transparency.  To this extent we are investing heavily to ensure that everything we do allows us to earn your trust and loyalty. 

what we doResearch & Development, Prototypes, Productization

Prototype First Mentality 

At Klover, we understand that AI is shifting paradigms at the speed of light.  We remain committed to a process unique to Klover.  We prototype first, then we perform research & development so that our ai systems and multi-agent systems can set the stage of state of the art research.  Meanwhile, we are rapidly testing prototypes in our products to gain user insights.

Global Network of Researchers

The AGD Brain Trust was established to ensure that Klover remains at the forefront of AGD, including Multi-Agent Systems Research.  There are 12 Research Areas of Focus for our AGD Brain Trust.  As we developed our first few generations of ensembles of AI systems, we realized that these systems could become more powerful– we pondered only if we could perform X, Y, and Z.  So we did.  This continuous process of refinement leaves us with one simple truth–it can be more perfect.  Leveraging our vast network of researchers and influence, we are performing research on three continents. 

From Rapid Production to Agentic Utilization
AI Systems Produced
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Ethical / Responsible AI is a core research arena where we are investing resources, time, and expertise to ensure that humanity leverages AI with the best foot forward.

Agents Interact with You and the Sources of Information You Should Be Interacting With

Expert agents are carefully crafted to meet your needs and fulfill a desired outcome.  Klover users are able to receive many perspectives before making an informed decision based on expert advice.


/ Artificial General Decision Making™ (AGD™) is shaping the future of technology. 
/ Artificial General Decision Making™ (AGD™) is shaping the future of technology. 
/ Humanizing AI to help make better decisions that improve lives. 
/ Humanizing AI to help make better decisions that improve lives. 

aboutThe Age of Agents driven by AGD will bring prosperity to all in the future through the Agentic Economy.                                                 Join the Movement. 



Humanizing AI to help people make better decisions that improve their lives.  


To be the dominant Artificial General Decision-making (AGD) company in the world.

F U T U R E  S T A T E M E N T  

Klover envisions a future of 172 Billion AI agents all interacting on behalf of people and corporations to reign in a new age of economic progress where GDP’s grow exponentially.  These agents work alongside each human and each organization to bring better decisions and prosperity.   The Age of Agents will be the single most transformative era of humanity. Think of AI Agents as being akin to domain experts that allow hyper-capitalism to take off.  The Real Creator Economy will rise up from the Age of Agents where each human will be able to run 5, 10, or 100’s of businesses.  Unleash your imagination. 

approachHolistic Approach to AGD


Streamlining billions of agents will require optimization on the computation stack.  Klover has on-going research in areas such as Quantum Computing.

Data Center & Data Architecture

Optimizing for billions of agents interacting and updating their knowledge will require out of the box thinking in how data is stored, accessed, and transformed into meaningful guidance. 


Ensembles of Ai systems have already been produced.  Klover has been refining thousands of agents and hundreds of ai systems as we understand that unique ensembles must be presented for each decision being made. 


Artificial General Decision Making is not a theory.  It is simply based on trial and error and revision for each type of decision and each specific persona.  We will continue advancing systems architectures until AGD is achieved and we do this one decision at a time and one vertical at a time. 

on agentsThe Future of Everything 1's and 0's is in AI Agents

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faqEverything you need
to know about Artificial General Decision Making (AGD)

The concept of AGI (Artificial General Intelligence) creating superhuman machines has been discussed by various experts. Alan Turing hinted at intelligent machines in 1950, Marvin Minsky predicted AGI development within decades in the 1970s, and Ray Kurzweil foresaw AGI by 2029 in “The Singularity Is Near” (2005).  The term AGI was coined in the 2000’s. 

Universal Basic Income (UBI) has been proposed to address job displacement from AGI and automation. Andrew Yang, a 2020 U.S. presidential candidate, advocated for UBI, calling it the “Freedom Dividend,” to counteract job losses from automation. Elon Musk and Mark Zuckerberg have also supported UBI, emphasizing its necessity in a future with fewer traditional jobs.

Yang’s campaign notably brought UBI into mainstream political discussion, emphasizing its role in ensuring economic stability in an AI-driven future.

AGI (Artificial General Intelligence) and AGD (Artificial General Decision Making) are distinct concepts in the field of artificial intelligence. AGI’s goal is to create “superhuman machines”.  AGD’s goal is to turn every person into a superhuman.  Ultimately, we will be wielding the same tools, but using them much differently–entire different culture, experience, outcomes.

AGI (Artificial General Intelligence)

  • Definition: AGI refers to AI systems with the ability to understand, learn, and apply knowledge across a wide range of tasks at a human level of intelligence or beyond.
  • Pioneers: Key figures include Alan Turing, Marvin Minsky, and Ray Kurzweil, who have discussed the potential of AGI to create superhuman machines.
  • Goals: To create superhuman machines. To create machines that can perform any intellectual task that a human can, potentially exceeding human capabilities.

AGD (Artificial General Decision Making)

  • Definition: AGD, coined by Klover, focuses on creating systems that enhance decision-making capabilities, enabling individuals to achieve superhuman productivity and efficiency.
  • Pioneer: Klover is the leading figure in AGD, aiming to make every person on the planet a superhuman through advanced decision-making systems.
  • Goals: To make every person a superhuman. To empower individuals to manage and execute many more decisions by using AGD systems that integrate multi-agents and AI ensembles. This vision is to increase productivity and enable people to accomplish significantly more.

Vision for AGD

Klover envisions a future where AGD systems allow individuals to run numerous businesses and projects, making them highly productive and busy. These systems would help create anything they imagine by leveraging advanced AI capabilities, transforming how people work and achieve their goals.

In summary, while AGI aims to create intelligent machines capable of performing a wide range of tasks, AGD focuses on enhancing human decision-making and productivity, enabling people to do anything they think is possible, and, much more frequently, the impossible.

To achieve AGD, Klover must understand how each unique person on the planet makes decisions. We have developed a “DNA blueprint” of decision-making that suggests people are much more similar in genetic make-up than they are in their decision processes. Think about how many roles we play in everyday life. Now compound this with environmental factors, context, specific details of information, and the people around you; it becomes complex to understand how individuals make decisions.

Our Intuitive Intelligence Engine assists us in determining the most personalized advice, recommendations, information gathering, and joyous exploration.

We have created Uniquity, which classifies septillions of personas. A septillion (trillion trillion) was a new term we had to grasp when dealing with the sheer numbers of personas we crafted.

The essence of what Klover does is strive to make sense of chaos, uncertainty, and the unknown. “Embracing entropy” is a term that echoes loudly in our R&D teams. We do not want to remove entropy from the equation, nor could we if we tried.


Klover is a company that focuses on the human condition—the best, the worst, and everything in between. While these are distinct categories of humanity, there is one commonality—all can be improved. Better decisions. Better outcomes. A better YOU.

Labeling us as merely an AI company misses the point. It’s like calling Nike a rubber company because they use rubber to make shoes. People don’t buy Nike just for the shoes; they buy the promise of elevating themselves, of becoming champions. Similarly, Steve Jobs focused on creating experiences where products became extensions of your passions and creativity. Klover’s mission aligns with these visions: we want you to be the best version of yourself every second of your life—second by second, minute by minute, hour by hour, day by day. Klover wants to give you an amazing experience that streamlines your ability to become the best version of yourself every second of your life.

If the champion mentality of Nike, to live and dream like a champion, married the passionate experience of Apple and they had a baby that loved AI, then Klover would be that baby.

Klover. Better Decisions.  Better Outcomes. A Better YOU.


Klover understands rapid prototyping like no other company in history. We envisioned early on that the AI field would move at such a rapid pace that we built the company from the ground up with the realization that products, prototypes, and research might have to go through weekly pivots. We achieved just that.

We can now develop 1 million AI systems per second. Our proprietary Modular Extensive Library of Ensemble Systems (MELES), combined with our talented team, makes this possible.

blogExploring the frontiers of artificial Intelligence: Insights, innovations and impact

stay inspired“Here's to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They're not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can't do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do.” -- Steve Jobs

get in touchKlover Cares about people.  Your voice, perspectives, and opinions matter.

KLOVER loves to connect with people. Feel free to reach out. Let’s have a conversation.

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Artificial General Decision Making (AGD) is a term coined by  We are the pioneers of AGD.

Klover Global Reach

Click on the Interactive Map to explore on-going work on continents.

Klover Global Reach
North America South America Europe Asia

North America

Our Core Executive Team and HQ is here.  Many of our AGD Brain Trust are located here.  From the US and connecting the globe.

South America

AGD Research & Development talent is everywhere.  South America is taking a strong stance with Klover by providing many talented individuals who are propelling Agentic Research forward.


Klover's unparalleled research in UX/UI has talent contributing from Europe.  Our AGD Brain Trust is also making in roads to Europe.


From connecting humanity by beginning discussions with Palestinian talent and taking on Israeli experts as leaders at Klover, we are unifying the world through AGD.  We have also included best talent from Southeast Asia in helping our UX/UI efforts through gamification.